"We are extremely impressed by the speed of recovery, and thank you for your kind assistance."
– Loans Office, High Street Bank
Welcome to our website
P&J has been established for over 25 years and during that time we have built a client base of more than 20,000 satisfied customers. We offer what we believe is a seriously lacking in today’s market – a highly professional but very personal service.
Our clients range from major financial institutions to individual professionals. Our vast experience in collecting both consumer and corporate debt ensures quick and efficient recovery of your money.
- No recovery, no fee
- No hidden charges
- No ‘tie-in’ contract
- Members of the industry body The Credit Service Association
- Certified to ISO9001:2008 by BSI Management Systems
- Dedicated client trust account to safeguard your money.
- Professional indemnity Insurance
Instruct us to recover your bad debts with our easy online form now.

