Articles posted in General

Contracts: How They Help Recover Debts

Posted on 15th August 2015 in General.

The use of good, clear contracts is an important and well established business practice. Not only do they establish and regulate business relationships, but they are also extremely useful in the debt recovery process.

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Bankruptcy Petitions: When Should You Apply to Bankrupt a Debtor?

Posted on 14th July 2015 in General.

When chasing a debt, the strongest action you can threaten is a petition for bankruptcy. But when is it in your interest to do this? And when is it better to pursue other remedies?

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Debt Collection - The Impact Of Debt Relief Orders

Posted on 27th April 2015 in General.

Current advice for businesses whose debtors have applied for debt relief orders.

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The Debt Recovery Process For Businesses

Posted on 15th April 2015 in General.

The steps a business should take in chasing debtors for unpaid invoices and accounts.

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Debt Collection Advice For Freelancers

Posted on 6th April 2015 in General.

Advice for freelancers and self employed workers who are struggling to get customers to pay on time.

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Should You Chase Every Debt?

Posted on 27th March 2015 in General.

Advice on which debts you should pursue and which debts aren't likely to result in payment.

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Debt Collection: 5 Alternatives to Legal Action

Posted on 3rd March 2015 in General.

Debt collection advice for businesses wanting to avoid legal action where possible.

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Where to go for Debt, and Debtor, Advice

Posted on 28th January 2015 in General.

If you or your customers are struggling with debt, contact these free and confidential organisations for advice.

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Consumer Debt at its Highest Since 2008

Posted on 13th January 2015 in General.

November 2014 saw consumer borrowing rise to its highest level in 7 years. Read more for debt advice.

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How to Stay Legal With Debt Collection and Avoid Heavy Penalty

Posted on 21st October 2014 in General.

Find out what got these businesses in so much trouble with the FCA for illegal debt recovery practices.

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Legal Debt Recovery Advice for UK Companies

Posted on 7th October 2014 in General.

Keep on the right side of the law when pursuing debts with this 12-point checklist on legal debt recovery.

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How Debt Relief Orders Impact on Debt Collection

Posted on 17th September 2014 in General.

Find out how Debt Relief Orders (DROs) impact on businesses trying to collect debts from consumers.

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Dealing With a Debt Collection Agency

Posted on 5th August 2014 in General.

4 ways on how to deal with a debt collection agency letter or phone call the right way for the best result.

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Advice on Using a Debt Collection Agency

Posted on 24th July 2014 in General.

Find out how to use debt collection agencies intelligently & avoid the common mistakes made (including by Government) in managing debt.

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3 Credit Control Secrets From Top Debt Collectors

Posted on 26th June 2014 in General.

Read the secrets from debt collection agencies and the measures top businesses have employed to keep their cash flow controlled and healthy.

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Your Debt Recovery Rights as a Supplier

Posted on 12th June 2014 in General.

Every business should be pushing for prompter payment terms with all of their suppliers. Here are the key points you can bring into your debt recovery processes.

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Debt Collection: The Real Reasons For Late Payments

Posted on 3rd June 2014 in General.

The real reasons behind the excuses given to businesses for late payment - and what can be done about them.

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Benefits of Outsourcing Your Debt Collection

Posted on 12th May 2014 in General.

Read 5 benefits of outsourcing your debt collection to an expert debt collection agency such as P&J.

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The 5 Most Common Excuses Used in Debt Collection (And How to Respond)

Posted on 10th February 2014 in General.

Read the 5 most common excuses used by debtors when companies chase for payment of late invoices. Experts P&J give advice on how best to respond.

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A Guide: 5 Steps to Successful Debt Collection

Posted on 6th February 2014 in General.

Here are 5 essential steps you should follow for successful debt collection of late invoices from bad debtors, from the experts at P&J.

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Using A Debt Collection Agency: Tips for a Successful Return on Investment

Posted on 4th February 2014 in General.

Using a debt collection agency can be hugely beneficial to a business. Follow these tips from the experts at P&J for a successful return on investment.

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How to Make Debt Recovery Easier in 2014

Posted on 31st January 2014 in General.

This 2014 Debt Recovery checklist will help you run a tight ship on debt collection & maintain control of your cash flow using simple, tried & tested techniques.

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How To Make An Effective Debt Collection Phone Call

Posted on 29th January 2014 in General.

The telephone is your most powerful tool when chasing debtors. Follow these 8 tips to making an effective debt collection phone call from the experts at P&J.

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Advantages Of Using A Nationwide Debt Recovery Agency

Posted on 27th January 2014 in General.

Choosing a debt recovery agency to take over your debts can seem like a minefield. Some less scrupulous agencies have made business owners nervous about turning to debt collectors in fear that it will damage their company's reputation. Don't let that put you off though - choosing a good debt collection agency could be the smartest decision you ever make.

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How To Spot A Fake Debt Collection Agency

Posted on 2nd January 2014 in General.

With the rise of fake debt collection agencies hitting the news and horror stories spreading on social media, you need to keep your wits about you when responding to demands from a suspicious debt collector.

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A Guide On Choosing Your First Debt Recovery Agency

Posted on 2nd January 2014 in General.

If you've just made the decision to use the services of a debt recovery agency and this is your first time, you need to be careful about who you employ. You need to make sure the agents you choose can deliver what you expect, in the timescales you need, without damaging your reputation in the process.

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Debt Collection: The Impact of IVAs

Posted on 12th September 2013 in General.

Specialist Debt Collection Agency P&J have noticed a significant rise in the number of IVAs debtors are now taking out and how much harder it becomes for small businesses to recover the money they are owed.

P&J's observations are echoed throughout the UK. 2012 saw a significant increase in the number of people taking out IVAs and consequently, there has been a similar spike in insolvencies.

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How To Trace A Missing Debtor

Posted on 12th August 2013 in General.

Bad debts are becoming a significant problem for many businesses under the shadow of the recession. The solution is to nip the problem in the bud and stay on top of debtors before it threatens your own ability to pay suppliers.

It isn't always easy to recover payments though - especially when a customer is difficult to get hold of. When posted communications are returned, phone numbers ring unanswered or emails bounce, you may need to call in the help of a tracing agent.

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Debt Collection: Preventing Gone-Aways

Posted on 12th July 2013 in General.

Debt collection is a difficult job and never more so than when your debtor seemingly disappears without trace.

'Gone-Away', 'Addressee Unknown', bounced emails and unanswered telephone calls are all worrying signs for any business waiting for payment of an invoice.

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How To Recover The Cost Of Debt Collection

Posted on 12th June 2013 in General.

Whilst many small businesses are aware of how detrimental bad debts can be to cash flow, the cost of outsourcing to a debt collection agency is still difficult to justify for some.

The reality is that many debt collectors only charge a commission on debts recovered. When you consider that these debts are often so difficult to chase that, without the help of experts, the likelihood is that they would be written off, the cost is worth it.

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Debt Collection: 3 Ways To Encorage Prompt Payment

Posted on 27th March 2013 in General.

Debtors don't just put pressure on a company's cash flow. Chasing down late payers is time consuming and de-motivating for staff when they could be spending their time on more profitable tasks. Most businesses can avoid future difficulties from late payments simply by putting the right foundations and processes in place.

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5 Common Excuses for Delaying Payment

Posted on 12th March 2013 in General.

Late payers can be detrimental to a small business. All it takes is a few unpaid invoices to put pressures on cash flow. Many of the excuses seem plausible enough but can often be early indicators of a delay to payment.

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When to turn to debt collectors for help

Posted on 26th February 2013 in General.

Debt collectors aren't just there to chase the long-standing debtors down. They have the expertise to help you keep on top of your ledger on a continuous basis leaving you the time to focus on building new business and maintaining client relationships.

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How debt collection agencies can help your business

Posted on 15th February 2013 in General.

There are many misconceptions about debt collectors and what they can and can't do for your business. Here's a simple guide explaining the truths, the false claims and the law surrounding collections so that you know what to expect when employing the services of a debt recovery agency.

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