Submit a Debt Application

1. We agree to notify P&J immediately of any monies received by ourselves in respect of this account.
2. Any payment made after P&J have been instructed is attributable to their action and commission will be payable accordingly, whether payment is made to P&J or ourselves.
3. P&J will collect and forward monies monthly nett of the agreed commission & VAT.
4. P&J reserve the right to cease action at any stage.
5. P&J reserve the right to make a cancellation charge if a case is withdrawn after P&J have started action. The charge, to recoup P&J’s own costs, will be discretionary but in the region of £5-£20 plus VAT. This clause does not negate any liability under clause B
6. Standard commission rates will apply unless there is a specific agreement to the contrary as set out below;
   - Debt £0 - £174.99 – 25%
   - £175 - £999.99 – 20%
   - £1000+ – 15%
   Commission rates are determined by the value of the original debt.
7. New clients will be entitled to a reduced commission rate of 15% on the first debt submitted (under £999.99)
8. Debts referred to us within 2 calendar months of becoming due will qualify for a 15% commission charge. The due date is taken as the date the debt arose.

P&J Debt Collection Services shall keep all information secure and confidential according to their Data Protection Policy and shall not disclose the information to any third party save for:

A) P&J Debt Collection Services own legal representatives Foulds Solicitors Ltd who may be called upon to assist with recovery and/or provide legal advice.

B) The use of, from time to time, our tracing agents who will be provided with information on a ‘need to know’ basis only. Such third party agents are obligated, under separate agreements with P&J Consumer Debt Services, to keep all information confidential and not disclose that information to any third party organisation or persons.